Compare US business software and services with the hidden fees worked out

Type a service or a provider’s name to get started.

  • Free to use
  • No sign-up
  • Prices in USD
  • Prices and features checked regularly
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Example: payroll software for 10 employees, prices checked October 4, 2026. Costs change with your numbers.

See all payroll software prices

We only list credible providers, established and new.

providers compared
151
business services
16
avg saving found
39%
highest savings p/a found
$23,400
Features

Everything you need to choose, on one table

Every service on SMB Compare works the same way: compare providers, enter your numbers, and go straight to the one that fits.

1Compare providers

Every provider, side by side

Type in your own numbers, like your team size, sales or users, and we work out what every provider would really charge you. The table re-ranks as you type, so the cheapest for your business is always first.

What’s included

  • Your numbers, not theirs
  • Re-ranks as you type
  • Base and per-unit fees added
  • Savings vs what you pay
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2Every detail

Ratings, prices, features, AI, API, integrations, and more

Each table lists what every provider actually includes, in the same rows so you can read across: plan prices, the features that matter for that service and, where we track them, user ratings and AI features.

What’s included

  • Every plan and add-on price
  • Features for that service
  • Ratings where published
  • AI and API integrations where tracked
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3Side by side

Pick the providers you want, side by side

Shortlisted two or three? Choose exactly which providers appear as columns and compare them line by line, without the rest of the table in the way.

What’s included

  • Choose any providers
  • Search by name
  • Columns side by side
  • Reset in one click
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4Right plan, automatically

The plan you would actually need, picked for you

We map every provider's plans and their limits, so as you change the numbers in our interactive calculators each provider moves onto the plan you'd actually need, and the price updates with it.

What’s included

  • Every plan cap checked
  • Upgrades priced in
  • Free plans with real limits
  • Too big? We say so
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5Quotes in one go

Get quotes from several providers at once

Pick up to 4 providers, enter your email once and we send your request to each of them. No forms on every website and no chasing: they come back to you with their prices, so you can choose the best one.

What’s included

  • Up to 4 providers per request
  • Just your email to start
  • Save time filling out multiple quote requests
  • 100% free
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6Checked at the source

Prices read from the provider's own page

Review sites keep old prices for years. We only take prices and features from the provider's own pages, and a person checks every change before it goes live. Every table shows the date it was last checked.

What’s included

  • Provider pages only
  • Checked by a person
  • Every tab and toggle read
  • Dated on every table
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7Deals, never rankings

See a provider's deal or promo without it affecting its position

When a provider runs a deal or promo we show it on its column, checked by a person first. The order stays exactly where the price puts it.

What’s included

  • Human-checked offers
  • Only active deals and promos
  • Conditions shown
  • No effect on order
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Built for every business

Whatever you run, we’ve priced your stack

Pick the kind of business you run and jump straight to the comparison tables that matter for it.

Restaurants and cafes: a small business owner at work
Restaurants and cafes

Restaurants and cafes

Take payments, run the till and pay your staff without overpaying for any of it.

Online stores: a small business owner at work
Online stores

Online stores

Run the store, print to order and email your customers at your real order volume.

Growing teams: a small business owner at work
Growing teams

Growing teams

Payroll, HR and banking priced at your headcount, so you see where costs jump as you hire.

Agencies and freelancers: a small business owner at work
Agencies and freelancers

Agencies and freelancers

Keep clients, send invoices and never miss a call, priced per user.

Retail shops: a small business owner at work
Retail shops

Retail shops

Point of sale, stock control and card fees for shops with a counter and a stockroom.

Course creators: a small business owner at work
Course creators

Course creators

Sell courses, build your site and grow your list, with every platform fee counted.

Priced for your size

A 3-person shop and a 100-person team pay very different prices

Choose a team size and see how payroll software prices change. Live figures from our table.

Cheapest payroll software at

10 employees

$87Patriot Software, per month
Patriot Software logoPatriot Software$87
Homebase logoHomebase$109
OnPay logoOnPay$109
Gusto logoGustofrom$109
QuickBooks Online logoQuickBooks Online$120
Estimated monthly cost. “From” marks a starting price, not the full cost.Open this table
AI assistants

Ask your AI assistant. Get our prices.

Describe your business in a sentence and get the same ranking you’d see here, with a link to the full table. Read only: it never signs you up for anything.

Claude logoClaudeConnectors directoryLive
ChatGPT logoChatGPTPlugin directoryLive
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Claude logoClaude
What's the cheapest payroll software for 10 employees in the United States?
SMB Compare logoUsed SMB Compare: compare
Estimated monthly cost at 10 employees, from SMB Compare:
  1. Patriot Software, $87 (Full Service)
  2. Homebase, $109 (Basic + Payroll)
  3. OnPay, $109 (OnPay)
See all 12 on SMB Compare
Ask anything
FAQ

Questions, answered

Is SMB Compare free to use?

Yes. Every comparison table, calculator and provider page is free, and you never need an account or an email address to use them.

Where do your prices come from?

From each provider's own published pricing page, never from review sites. Prices and features are re-checked against the source regularly, and every table shows the date they were last checked.

What if a provider doesn't publish its prices?

We list it as quote only rather than guess. Quote-only providers appear after every provider with a published price, so an unknown cost is never shown as cheap.

How does SMB Compare make money?

Some providers pay us a commission when you choose them through our site. Commission never changes the order: each table is sorted on published prices alone (in most services, the estimated monthly cost at the numbers you enter), and providers we earn nothing from sit exactly where the arithmetic puts them.

Can I compare providers from an AI assistant?

Yes. Our connector for Claude prices your scenario with the same engine and the same ranking as this site. A ChatGPT app is coming soon.

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