Independent comparisonAll prices in USD

Shopify vs BigCommerce: US Pricing and Verdict (2026)

Shopify pairs the largest app ecosystem in commerce with its own payments but adds a fee when you use a third-party gateway, while BigCommerce charges no extra platform transaction fee on any gateway and gates plans by annual sales volume, so the right pick comes down to whether you want the deepest app store or freedom over your processor.

Independent comparison by SMBCompare. Prices last checked . How we compare

Shopify logo

Shopify at a glance

Shopify is the deep-app-ecosystem platform with its own payments, billed in US dollars. It includes Shopify Payments and backs everything with the largest app store in commerce, but it adds a fee when you use a third-party payment gateway, which favors merchants happy to use its own processing.

BigCommerce logo

BigCommerce at a glance

BigCommerce charges no extra platform transaction fee on any gateway, so you keep your choice of processor without a penalty. Billed in US dollars, it gates your plan by annual sales volume so a growing store can be pushed to a higher tier, and it has a more built-in feature set with a smaller app store than Shopify.

2 Providers
Shopify
BigCommerce
Est. platform cost$39/mo$39/mo
Est. processing fees$435/mo$435/mo
Est. total cost$474/mo$474/mo
Ratings
User rating4.5Capterra (6,694)4.4Capterra (339)
Plans & Pricing
Entry plan /mo$39/mo (Basic)$39/mo (Standard)
Third-party gateway fee2% (Basic)0%
Native processing rate2.9% + 30c (Basic, online)Via partners (no native processor)
Typical app costs /mo$40 to $150/mo$15 to $80/mo
Free tierNoNo
Hosting (if self-hosted)IncludedIncluded
Contract requiredNoNo
Platform & Store
Products allowedUnlimitedUnlimited
App/plugin ecosystem10,000+ apps1,000+ apps
Free themes~13 free~14 free
Staff accounts2 (Basic)Unlimited
Mobile store appYes (excellent)Yes
Built-in blogYesYes
Dropshipping supportNative (DSers, Oberlo legacy)Via apps
Digital productsYesYes
Multi-channel sellingAmazon, eBay, Facebook, Instagram, Google, TikTok, PinterestAmazon, eBay, Facebook, Instagram, Google, Walmart
POS integrationBuilt-in (Shopify POS)Via apps
Technical skill requiredNoneBasic
AI
AI featuresNative (Sidekick assistant, Magic copy/images)Native (BigAI Copywriter) + apps
MCP / AI agentsNative MCP (Storefront)Native MCP (Storefront)
Integrations & Support
Payment gateways100+65+
Abandoned cart recoveryYes (all plans)Yes (Plus+)
Multi-currencyYesYes
Customer support24/7 chat, email, phone24/7 chat, phone, email
API availableREST + GraphQL (excellent)REST + GraphQL
WebhooksYesYes
Custom checkoutLimited (Plus only for full)Yes (Checkout SDK)
Estimates based on $15,000/mo volume. Best-in-row cells are highlighted in emerald. Rates can change without notice, confirm current pricing with the provider before signing on.How we calculate fees

Shopify and BigCommerce are the two enterprise-leaning names that often face off when a US business outgrows a basic builder. Shopify wins attention with the largest app ecosystem in commerce and its own integrated payments. BigCommerce counters with a strong built-in feature set and, crucially, no extra platform transaction fee on any gateway. The right pick comes down to whether you value the deepest app store and Shopify's own payments, or the freedom to use any processor without a penalty, set against BigCommerce's sales-gated plans.

Pricing and plans compared

The headline plans land in similar territory, but two structural differences shape the real cost. First, payments: Shopify includes its own processing and adds a fee when you use a third-party gateway, while BigCommerce adds no extra platform transaction fee on any gateway, so you can keep your preferred processor without a penalty. For a merchant wedded to a particular processor, that alone can tip the math toward BigCommerce. Second, plan gating: BigCommerce gates its tiers by annual online sales volume, so a growing store can be forced up to a pricier plan purely because turnover crossed a threshold, whereas Shopify moves you up its tiers to unlock features and lower rates rather than because of a sales ceiling.

Both bill US merchants natively in US dollars, so the invoice is a fixed amount each month with no exchange rate to track. The comparison table on this page shows each platform's current plan pricing, so you can weigh the fee model and the sales gating against your own volume and payment setup rather than the headline figure.

Who each one is for

Shopify is for merchants who want the broadest ecosystem and are happy to use its own payments. If you value thousands of vetted apps and a platform with the largest commerce community behind it, and you are content with Shopify Payments or accept the third-party gateway fee, Shopify gives you the most extensible store and the smoothest setup.

BigCommerce is for merchants who want a strong out-of-the-box feature set and freedom over payments. If keeping your own processor without an extra fee matters, you prefer more functionality built in rather than added through apps, and you can work with sales-gated plans, BigCommerce rewards you with no transaction-fee penalty and a capable platform that needs fewer add-ons to do the job.

Ease of use and selling tools

Both are mature, capable platforms and neither is hard to run once set up. Shopify is known for a polished, beginner-friendly admin and the reassurance of a vast app store when you need an extra capability. BigCommerce tends to put more features in the box by default, which means less reliance on third-party apps but a slightly more involved interface as a result. For day-to-day selling, inventory, and order management, both handle a serious catalog comfortably. The practical difference is philosophy: Shopify keeps the core lean and extends through apps, while BigCommerce builds more in from the start.

AI and integrations

AI is where the gap is most visible. Shopify has built AI into the platform with Sidekick, an assistant that helps set up the store, write product and marketing copy, and answer questions about your shop, and it has opened a Storefront MCP so AI agents can interact with your store as agentic commerce takes shape. BigCommerce has been adding AI capabilities too, particularly around merchandising and content, and its open, API-first architecture makes it straightforward to connect external AI and headless tooling. On integrations more broadly, Shopify's curated app store is the larger of the two by a wide margin, giving a one-click route to thousands of vetted add-ons, while BigCommerce leans on a strong built-in feature set plus an open API that suits more bespoke or headless builds. The trade-off mirrors the platforms: Shopify offers the deepest packaged AI and app layer, BigCommerce offers fewer packaged add-ons but more open connectivity.

US considerations

For a US merchant the good news is that both Shopify and BigCommerce bill natively in US dollars, so your invoice is a fixed amount with no exchange rate to track. Both connect to the US payment methods and gateways American shoppers expect, with BigCommerce's no-extra-fee model giving you a free hand to pick a US-friendly processor without a penalty. Both also handle US sales tax through built-in tools or integrations, so the comparison comes down to how you weigh the deepest app store against payment freedom rather than anything country-specific in the billing. For a merchant who prizes the broadest ecosystem, Shopify is the draw; for one who prizes payment freedom, BigCommerce's fee model is the one to weigh.

Pros and cons for this matchup

Shopify wins on the largest app ecosystem, its own integrated payments, plans that are not gated by sales volume, and AI built for running a shop, all billed in dollars. Its trade-offs are the extra fee on third-party payment gateways and a leaner core that leans on apps for some capabilities.

BigCommerce wins on no extra platform transaction fee on any gateway, a strong built-in feature set, and an open, API-first architecture. Its trade-offs are plans gated by annual sales volume that can force an upgrade as you grow, and a smaller app store than Shopify's.

The verdict

For most US merchants who want the broadest ecosystem and a platform that does not push them up a tier just for growing, Shopify is the more comfortable pick, provided they are happy with its own payments or accept the third-party gateway fee. BigCommerce earns its place when payment freedom is the priority: if keeping your own processor without an extra fee matters, and you prefer more features built in, its no-extra-fee model is a genuine advantage, as long as you can work with sales-gated plans. It comes down to one question: do you want the deepest app store and Shopify's own payments, or the freedom to use any processor without a penalty? Answer that and the choice is clear.

Ratings

Shopify logoShopify
BigCommerce logoBigCommerce
User rating
4.5/ 5 on Capterra (6,694)
4.4/ 5 on Capterra (339)
What stands outLargest app store and its own payments, but adds a fee on third-party gateways.No extra transaction fee on any gateway and a strong built-in feature set, but plans are gated by annual sales volume.

The user rating is the average from verified reviews on the named external source.

Frequently asked questions

Is Shopify or BigCommerce cheaper?

It depends on how you pay for sales as much as on the headline plan. Shopify includes its own payments but adds a fee when you use a third-party gateway, whereas BigCommerce adds no extra platform transaction fee on any gateway, which can save money if you want to keep your own processor. BigCommerce, though, gates your plan by annual sales volume, so a growing store can be pushed onto a pricier tier. Both bill in US dollars, so the comparison table on this page shows each platform's current plan pricing so you can compare them on your sales volume and payment setup rather than the headline rate.

Does BigCommerce charge transaction fees?

No. BigCommerce's standout feature is that it adds no extra platform transaction fee on top of your sales, whatever payment gateway you use, so you keep your choice of processor without a penalty. Shopify includes its own payments and adds a fee when you use a third-party gateway instead. If using a specific processor matters to you, BigCommerce's no-extra-fee model is a real advantage. The comparison table on this page shows the current fee position for each.

Why does BigCommerce push me to a higher plan?

BigCommerce gates its plans by annual online sales volume, so once your store passes a sales threshold it requires you to move up to the next tier even if you do not need the extra features. This means a fast-growing store can face a plan upgrade driven purely by turnover. Shopify does not gate plans this way; you move up its tiers to unlock features and lower processing rates rather than because of a sales ceiling. The comparison table on this page shows the current plan pricing so you can plan for where your volume sits.

Which has the bigger app store?

Shopify has the larger app store by a wide margin, giving a one-click route to thousands of vetted add-ons for everything from marketing to fulfillment. BigCommerce has a smaller app marketplace but builds more features in by default and pairs that with an open, API-first architecture that suits more bespoke or headless builds. If you want the broadest packaged ecosystem, Shopify leads; if you want more in the box plus open connectivity, BigCommerce is the stronger fit.

How does SMBCompare compare Shopify and BigCommerce?

We are independent and not owned by any provider. The comparison table above pulls live pricing from our database, last checked June 19, 2026, and the calculator estimates each option at your own numbers. Our editorial verdict weighs price, features and US fit, not commercial relationships. See How we compare for our full method.

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