Helcim
Est. cost
$104/mo
Best for
Growing US small businesses that want fair, transparent interchange-plus pricing with no monthly fee
Payment methods
- Cards4
- Wallets2
- Other1
13 providers
All Payment Providers in the United States
Browse all 13 Payment Providers we track, with fees, features, and independent reviews. Filter by what matters to your business, then dive into any provider for the full breakdown.
Compare Payment Providers fees and rates side by sideStax
Est. cost
$130/mo
Best for
Higher-volume US merchants (around $150K a year and up) who win on a fixed-margin subscription model
Payment methods
- Cards4
- Wallets2
- Other1
PayPal
Est. cost
$438/mo
Best for
US online businesses that want a trusted, high-conversion checkout, with optional in-person card acceptance through PayPal Zettle
Payment methods
- Cards4
- Wallets2
- BNPL1
- Other2
Chase Payment Solutions
Est. cost
$447/mo
Best for
Existing Chase business-banking customers wanting integrated payments with same-day deposits
Payment methods
- Cards4
- Wallets2
- Other1
Square
Est. cost
$452/mo
Best for
Small retail, hospitality, and pop-up businesses wanting the simplest way into US card payments
Payment methods
- Cards6
- Wallets2
- BNPL1
- Other1
Stripe
Est. cost
$452/mo
Best for
Online businesses, marketplaces, and SaaS companies that want the deepest payment APIs
Payment methods
- Cards6
- Wallets2
- BNPL3
- Other3
Clover
Est. cost
$511/mo
Best for
Retail and dining businesses wanting an app-rich POS with payments built in, who will read the reseller terms
Payment methods
- Cards4
- Wallets2
- Other1
Toast
Est. cost
$533/mo
Best for
Restaurants, bars, and cafes wanting an all-in-one hospitality POS with payments built in
Payment methods
- Cards4
- Wallets2
Adyen
Best for
Enterprise and high-volume US businesses that want transparent interchange++ pricing and one platform across online, in-person, and Tap to Pay channels
Payment methods
- Cards5
- Wallets2
- BNPL3
- Other2
Airwallex
Best for
US online businesses that want a transparent card rate alongside multi-currency accounts, FX and global payouts, and do not need in-person acceptance today
Payment methods
- Cards7
- Wallets2
- BNPL1
Checkout.com
Best for
US online and multi-region businesses that want a single API for checkout, payment links, invoicing, and MOTO payments with a choice of pricing models
Payment methods
- Cards2
- Wallets2
- Other2
PaymentCloud
Best for
High-risk and hard-to-place US businesses that mainstream processors decline
Payment methods
- Cards4
- Wallets2
- Other1
Worldpay
Best for
US small businesses that want an all-in-one POS platform (Commerce360) with in-store, online, and on-the-go selling from one dashboard
Payment methods
- Cards3
- Wallets2
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