Sage

Sage's cloud Sage Accounting entry pricing is $25/mo (Accounting Start), with Standard and Plus tiers above that adding users, receipt capture, and on the top plan inventory and multi-currency. Intro discounts often apply for the first few months. Sage also offers the heavier Sage 50 desktop product at a considerably higher price for businesses needing deeper job costing. The comparison table on this page shows the cloud tiers in US dollars.

Sage Accounting is the cloud, browser-based product aimed at small businesses, with affordable monthly tiers and the Sage Copilot AI assistant. Sage 50 is the established desktop product with deeper inventory, job costing, and reporting, priced considerably higher per user. Most small businesses comparing Sage against QuickBooks or Xero want Sage Accounting; Sage 50 suits businesses with complex desktop-based workflows. The figures on this page are for cloud Sage Accounting.

Yes. Sage Accounting includes unlimited invoicing on every plan, including the entry Start plan, which is an advantage over competitors that cap invoices on their cheapest tier. It tracks sales tax and supports 1099 contractor reporting. Inventory and multi-currency are reserved for the top Plus plan, so product businesses needing those features should compare on the Plus tier rather than the entry price.

Payroll is a separately priced Sage Payroll product rather than being bundled into the accounting plans. Sage Payroll runs US payroll with tax filing and W-2 reporting. If you want payroll inside a single subscription, weigh the combined Sage Accounting plus Sage Payroll cost against bundled options. The calculator on this page lets you add employees to estimate the combined figure.

Sage Accounting includes Sage Copilot, a native AI assistant that helps automate tasks such as bank reconciliation, anomaly detection, cash-flow insight, and invoice categorization, and surfaces tailored business recommendations. It is built into the platform. For connecting external AI agents, Sage relies on third-party community connectors rather than an official Model Context Protocol server, so AI-agent integration is less direct than with Zoho Books or Xero.

Sage Accounting suits US small businesses that want an established vendor with strong reporting heritage, unlimited invoicing from the entry plan, and a built-in AI assistant. It is a credible alternative to QuickBooks and Xero, though its app ecosystem is thinner and inventory is locked to the top plan. Businesses needing a large third-party app marketplace or built-in payroll may prefer QuickBooks.